Payment flows overview
Visual guides to help you choose the right payment pattern for your use case
Payment pattern decision tree
Use this flowchart to determine which payment pattern best fits your use case. The key decision point is whether you need to save the customer's card for future use.
Quick guide
One-time payments
- • Customer pays once, card not saved
- • Choose automatic or manual capture
- • Best for: e-commerce, digital goods
Recurring and MIT
- • Save card for future charges
- • Merchant-initiated transactions (MIT)
- • Best for: subscriptions, memberships